Compare Loans

Fixed Rate Loans

  • Avail loans for 30-, 25-, 20-, 15- and 10-year terms with fixed rate.

  • Own a home with just 5% down payment (primary home).

  • Get Refinance up to 95% of the value of your primary home.

  • Same Monthly payment amount for the entire loan term.

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Adjustable Rate Loans

  • 3/1, 5/1, and 7/1 ARM's. Monthly payment amounts based on a 30 year repayment schedule.

  • The rate will be the same for the first 3, 5, or 7 years (as you will choose), and then adjust annually thereafter.

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FHA Loans

  • Min down payment of 3.50% on the time of purchase.

  • Minimum credit score should be 620.

  • Post-bankruptcy qualifying - 2 years after.

  • Post-foreclosure qualifying - 3 years after.

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VA Loans

  • Down payment as low as 0%.

  • Sellers can pay up to 6% of closing costs and concessions.

  • Higher allowable debt-to-income ratios than for many other loans.

  • Competitive interest rates, usually kept lower than conventional rates.

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